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WEDDING LOAN

By on March 4, 2020

Your wedding day is without doubt the most important event in your adulthood. It also marks the beginning of a new aspect of your life and it is thus understandable that every couple wants to celebrate this day in style. Looking for an affordable wedding loan to finance your bridal package, glamorous marriage vows and solemnization? Apply with S G CREDIT PTE. LTD. a Wedding Loan today.

If you are looking for an affordable loan to finance your wedding, we have the answer for you.

Like everything else in Singapore, weddings are expensive with the average cost standing at S$30,000 to S$50,000. For a large glamorous wedding, you will have to cough up to S$100,000. Every aspect of the wedding from the bouquet, dowry, solemnization, bridal package to your honeymoon will eat into your budget. This is where a wedding loan in Singapore comes into place.
Is it financially prudent to take a loan with S G CREDIT PTE. LTD. to finance your wedding? This is a question every couple asks when broaching this subject. And sometimes, you might need cash urgently to cover the down payment. To answer this crucial question, consider the following features of these loan products:

  • Tailor-made wedding loan packages: Unlike a personal loan from your bank, which is not specific to the purpose, a wedding loan is specifically designed for couples. Traditional lenders don’t give tailor-made loans for weddings and this is one reason private lenders have come in to fill the gap. You will have a qualified loan assistant to work with you throughout the application and repayment period.
  • Flexible marriage loan packages: Every couple has unique needs for their weddings. More importantly, everyone has their own financial situations. As such, the loans offered are pegged on your ability to repay. The loan schedule is prepared after evaluating your income. You will not be burdened with hefty loan repayments immediately after your honeymoon.
  • Protecting your assets: Many couples in the country have been forced to go for secured loans from banks to finance their nuptials. This is a risky situation because you might end up losing your car or home if your financial situation changes in future.
  • Easy application and approval: Unlike your bank or credit union that will keep you waiting for weeks before approval, your personal loan for wedding in Singapore is easy to apply and get approval. In fact, all established moneylender like S G CREDIT PTE. LTD. will provide convenient online application forms. You will receive quick confirmation of your loan application, you just need to walk thru the Online Application with us with the required documents.
  • Affordable interest rates: There are many moneylenders in the country and they are competing to find more clients. This makes them offer competitive interest rates. And this is why S G CREDIT PTE. LTD. is one of your TOP choice for money lending as it provides you with the affordable rates in Singapore.

SIMPLE REQUIREMENTS

In order to speed up the process and get your personal loan at the fastest time frame, we urge that you present these relevant documents to us.

  • NRIC Identification Card
  • Any Proof of latest billing (To your residential address)
  • Latest 3 months of your payslip
  • Letter of Employment

Borrowers that are to meet this requirement are eligible to take out a Wedding Loan from us

  • 21 years of age and above
  • Singapore citizen, permanent resident or foreign worker with valid working permit
  • Under employment

What You Will Need to Spend on for a Chinese Wedding?

A Chinese wedding is a very elaborate event full of age-old traditions and customs, making it a truly unique cultural occasion. If you are marrying a Chinese, you will definitely need to know what the traditions of a wedding in Singapore are. In order to get the blessings needed to be married, it is imperative not to skimp on the traditional aspects as a sign of respect for the culture.

Below are some of these items to help you start budgeting for the event:

Proposal & Betrothal (Guo Da Li 过大礼)

This is an integral part of a Chinese wedding in Singapore, involving the presentation of gifts by the groom’s family to the bride’s family. These gifts symbolize well wishes for fertility and prosperity in the marriage, things the Chinese consider extremely important. Each dialect group in Singapore have their own special betrothal baskets, which you can easily buy from wedding shops in the city, so do make sure you find out which dialect group your bride’s family is from!

Jia Zhuang, Dowry (嫁妆)

Dowry is an important part of any traditional wedding. For the Chinese, the bride will bring a dowry, consisting of baby prosperity sets, the marriage bed and sewing kits which will be put in the couple’s room. This is a sign of her willingness to become a wife.

There might also be a tea ceremony, or specific wedding decorations, wedding door games, food, and even traditional wear, depending on the specific family practices or how traditional your in-laws may be. All these items will no doubt add up in the total cost of the wedding, so do plan carefully!

In order to please the in-laws and respect customs, there will be a significant cost incurred. This is where a Chinese Wedding Loan with S G CREDIT PTE. LTD. will be extremely useful! Our Chinese Wedding Loan Package in Singapore guarantees to leave the in-laws impressed and showering blessings all over you!

What You Will Need to Spend on a Malay Wedding in Singapore?

Malay weddings in Singapore are heavily traditional events that involve the ‘gotong-royong’ kampung spirit, hence the inclusion of the entire family. It is an expensive affair, but if you truly want to start your union on a solid note it is important to cater for all expenses. You will enjoy the blessings of the community, which the Malays hold very closely to their hearts. Below are some of ceremonies and items required for a Malay wedding in Singapore:

Merisik gifts

During the initial stages of proposal and engagement, the groom’s family will send a respected member as the representative, with an entourage to deliver gifts. As a groom, you will have to organize how to buy these gifts and ensure you buy the right ones.

Betrothal gifts

Exchanging betrothal gifts is integral to a Malay wedding. A couple will gift each other items such as handbags, food, and jewelry. The groom will also present Duit Hantaran which is a sum of between $8,000 to $15,000. These gifts are offered before solemnization.

Dowry

During the bertunang (engagement) a mas kahwin (dowry) will be paid before solemnization.

Berinai (henna night)

Two to three days before the wedding, the henna night is held for the bride, her family, and friends. It is not a compulsory ritual, but many brides enjoy this night for spending quality time with her friends and taking photographs of the enviable henna designs she will get done!

Weddings decorations and catering

Preparation for the ceremony begins three days in advance. Flower arrangements are known as Sireh Dara and Sireh Junjung that are gifts between groom and bride and will decorate the dais. There needs to be a lot of food catered because guests might show up a day before the big day in the excitement of the celebration.

Sirih Dara and Mahar

This is the most important gift in a Malay wedding ceremony. It translates to Betel Leaves of Virginity and is given by the groom to the bride signifying she is a virgin. Mahar is a monetary gift given by the groom to the bride as it symbolizes the marriage. Do take note that after solemnization, it is advisable to offer the kadi a gift because they are not paid for their services.

A Malay Wedding Loan with S G CREDIT PTE. LTD. will be extremely helpful in planning and executing the perfect Malay wedding! Our Malay Wedding Loan Package in Singapore a sure-fire way to win over the in-laws, community, and gain the favor of the whole community!

What You Will Need to Spend on an Indian Wedding in Singapore?

Indian weddings in Singapore are another extremely lavish and lively event. Indians love getting together and having a good time, and a wedding is a perfect opportunity to combine all their favorite things — music, dance, drinks, and food! Indian weddings have their own share of religious and cultural practices, so take note of the extra costs you might incur!

The pre-party

This is a party held a few days before the wedding and it is an extremely joyous event with lots of song and dance to celebrate the upcoming wedding. The bride’s family will sing traditional Indian songs to the groom’s family to welcome them.

Bangles and henna

Indians love their heavy, intricate jewelry, and the customary bangles are no different! The groom will gift his bride with a set of exquisite bangles. The bride’s wedding beauty routine will also include ornate henna done all over her hands and feet.

The engagement gifts

A formal engagement will take place before the wedding. A priest will oversee this ceremony, in which the groom will be prove to be a good provider by him lavishing the bride’s family with gifts. It is also customary for the groom to provide gold to be smelted into a pendant to symbolize the marriage. Both families may also have a time of fasting as a means of obtaining blessings for the wedding.

The wedding ceremony

The bride’s finger is bound with a cord by the priest, to symbolize the new connection with her husband. The priest will then bless the sari and pendant which the groom will have brought.

Red powder and red dress

Some red powder is applied on part of the bride’s hair as a symbol that she is a married woman. She will also be beautifully clothed in red attire.

An Indian wedding in Singapore is definitely a unique and extremely elaborate occasion. The many traditional customs, lavish gifts, numerous parties, and widespread food will no doubt add up to a pretty significant cost. Hence, taking up a wedding loan is definitely advisable. S G CREDIT PTE. LTD.’s Indian Wedding Loan in Singapore Package will help you cover the costs and ensure you have a fantastic time!

What You Will Need to Spend on a Western Wedding in Singapore?

Western weddings are the go-to for many couples in Singapore. With so many incredibly beautiful locations like the whimsical White Rabbit, lush One Rochester, Botanic Gardens, CHJIMES, and even the Singapore Zoo, there is no shortage of venues.

An uber-glamorous Western wedding is obviously the goal of many couples, but if you tried saving up for one it would take a long time and even cost the relationship. That is why we provide marriage loans for your dream Western wedding to come true!

Proposal

This is where the whole wedding begins. The engagement ring given to the groom by the bride can cost between $2,000 to $3,000.

Venue

A solemnization ceremony at the registrar will cost between $2,500 and $7,000. Extra costs will come from the luncheon held after the ceremony, however, since us Singaporeans are such foodies, it is likely that the couple prefers to have a full wedding banquet. This will cost an average of $15,000 to $36,000, depending on the number of guests and the location chosen. A wedding loan will be a smart choice especially if you have a large group or you want a particularly expensive venue.

Wedding bands and attire

Wedding bands may cost from $2,000 to $10,000, depending on the type and size of the gem. Every girl dreams of their wedding gown since childhood, and no doubt they would have poured through countless celebrity wedding dress inspirations to come up with their perfect gown. After all, this is a once-in-a-lifetime event and hence no expenses should be spared for the dress! There are many fabulous ateliers in Singapore, but for a truly high-quality gown, they will cost a lot. The groom’s suit should match with the bride’s wedding gown and finding a good tailor who will create a stunning suit that fits the groom perfectly is important. The cost of the bride’s hair and makeup, veil, and jewelry should also be accounted for. Getting a bridal package may get you a discount, but if you want special and customised items it will be more expensive.

Wedding photography and videography

A beautiful wedding montage and photographs will last forever. This special day should be captured in a unique and beautiful way, and hence top-quality photographers and videographers should be hired.

Wedding cake and decorator

A tiered wedding cake, champagne tower, floral arches, a lavish table setting… all these elements make a beautiful and unforgettable wedding. However, cakes are notoriously expensive, and so are good decorators. You’ll be shocked by how much flowers can cost too; your wedding bouquet alone can be up to $500 if it is lavish and made of fresh flowers.

Honeymoon

The honeymoon is no doubt the most-anticipated part of a Western wedding. For a romantic and unforgettable honeymoon complete with five-star accommodation and exciting activities, it will no doubt cost quite a bomb. Hence, loans will definitely help cover the expenses that will be incurred.

For your fairytale Western Wedding in Singapore, it will definitely take a lot of money to make your fantasy come true. Hence, S G CREDIT PTE. LTD.’s Western Wedding Loan in Singapore will help you ensure everything is covered, and you will have an amazing wedding with beautiful memories.

We always try to understand what you need, and promise to treat you as a respected customer, never striving to push you to borrow more than you can afford and working with you to determine the appropriate time period and interest rate for you.

We’ve done it for others, we can do it for you. Apply with us today! You deserve to have a dream wedding, and we will make it happen.

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